If you suffer injuries in a car crash, you will hopefully be able to claim compensation. Yet many people underestimate how much of an effect the collision will have on their life.
Insurers know people tend to do this, so they often move quickly to offer compensation, knowing that sealing the deal before someone realizes the full costs can save them large sums of money.
Here are some things you need to assess before agreeing to any settlement offer:
1. Financial effects
Maybe you will just need a few days off work to recover, but that is still income you won’t receive. Some injuries could lead to much longer work absences or make it impossible to return to work at all. For example, if you seriously injure your back in a crash and your job involves lifting, you may need to change careers. Treatment, medicines and therapy can all be incredibly expensive too.
2. Emotional effects
Some people become too afraid to ever drive a car again after a crash. Others are only able to drive if they stick to quiet roads or take a long detour to avoid the stretch of road where their injuries happened. Others suffer anxiety, disturbed sleep or traumatic flashbacks.
3. Physical effects
What if that sharp pain you are suffering now resurfaces at the slightest knock for years to come? What if you have to live for the rest of your life with a constant background of low-grade pain that nags away at you or requires constant medication to dull?
If the collision was not your fault, then why should you have to pay these costs? There is no avoiding some of them, but seeking help to understand what compensation you can claim can ease things for you.
